Business Loan Programs
SBA Loans
SBA loans are business loans partially guaranteed by the U.S. Small Business Administration and issued by participating lenders, usually banks. These loans have tight lending standards, but if you can qualify for an SBA loan, their flexible terms, long repayment periods and low interest rates can make them one of the best small business loans. Let Cali Capital help guide your business funding through our extensive network of SBA lenders.
Business Line of Credit (LOCs)
Every small business needs to be able to adapt to change, especially in times of growth or uneven cash flow.When you need ready access to cash and flexible terms for repaying borrowed funds, an unsecured line of credit can often be an ideal solution. The number one reason to open a business line of credit is to gain access to short-term funding. Most businesses use these funds to support financing for operational expenses like supplies and payroll or for increasing inventory. In some instances, businesses may also use a line of credit to jump start growth initiatives that require some additional funding.
Business Term Loans
AÂ business term loan is perhaps the most straightforward type of financing that small business owners can access. Approved borrowers receive a lump sum upfront from their lender and repay the loan on a predetermined schedule.
Business Credit Card Program
Business Credit Cards are geared and tailored toward business owners. Whether you own a small or start-up business, are a sole proprietor or are the owner of a large multinational company, you can apply for and benefit from a business credit card.
